Liberty Mutual Group Savings Plus Program
This is a voluntary benefit available to benefit eligible MiraCosta employees. This program offers discounts on auto and homeowners insurance. Contact Liberty Mutual for a quote (reference client #110797):
Agent: Jeffrey Dorfman
760.930-0841, x58249
Agent Email Address
UNUM Long Term Care Insurance
- Provides a monthly income (i.e. benefit payment)
- Max coverage or lifetime benefit - funds available to be paid out over an individual’s lifetime
- Inflation protection option - will grow the monthly benefit and max benefit year over year
- Informal home care - friends and family can provide care and receive payment (optional enhancement)
- Lifetime benefit available as an enhancement
- Unisex pricing - same aged males and females pay the same premium regardless of gender
- Reduced medical underwriting
- Portable – you can take your policy with you when you leave employment or retire
Visit the MiraCosta Long Term Care website for more information: www.miracostaltc.com
Nationwide Pet Insurance
- Voluntary, employee paid, benefit plan
- Discounted rates for benefit eligible employees and retirees
- To enroll, visit the MiraCosta Nationwide website or call 877-738-7874 (mention that you are a MiraCosta employee to receive the Distrtict's discounted rates).
- Nationwide Pet Video
Coverage
- Reimbursement for eligible expenses paid to any veterinary provider
- 90% reimbursement rate, $250 deductible, $7,500 annual benefit limit
Benefit Plan Details
- Offers a standalone medical coverage policy or add a wellness benefit for an added cost
- Premiums are determined based the pet species & coverage selected
- Pre-existing conditions are not covered
- Policy rates are locked for a 12 month period
- Policy can be cancelled at any time
- Coverage is portable – you can take it with you if you terminate employment with the college.
